fast approvals for business funding
Pile of merchant cash
Fast And Flexible Small Business Solutions

Traditional small business loans are not always the right fit. Banks may require lengthy applications and documentation; stipulate how money must be spent; or deny applications based on FICO criteria or asset collateralization requirements. Our flexible small business loan program is perfect for businesses that are looking for something more than a traditional loan. We get you the capital you need with minimal paperwork, no asset collateral and a decision within 48hrs.

Advantages of the Small Business Loan Program
  • Financing is calculated from gross sales and business cash flow.
  • Repayment is structured based on your historic cash flow.
  • Fixed automated repayment allows for simple repayment and cash flow management.
  • Not collateralized against fixed assets.
  • Allows you to maximize available capital while protecting your margins and cash flow.
Businesses Seek This Form of Capital for a Variety of Reasons
  • Growing their business, purchasing new equipment, and restocking inventory.
  • Paying off existing debt and improving their credit.
  • Cushioning against seasonal or slow periods.
  • Expand or renovate an existing location or purchase additional locations.
  • Enhance marketing to acquire new customers.
Benefits of Using AdvanceMerchantCash.com
  • A streamlined application process with minimal paperwork.
  • Fair and affordable repayment terms and fees.
  • Assessment of factors such as historical cash flow to business performance to support approval for a loan.
  • Higher approval rates than bank loans.
  • Easy renewal terms.
  • Improved pricing.
  • Immediate funding.
  • Little to no paperwork.

More than $500 million in working capital provided to tens of thousands of small businesses nationwide. Over 85% of our eligible clients renew. This is due to the simplicity and speed of our process as well as the the outstanding customer service and support we provide during and after you access your funds.